New Hampshire Business, Contractors & Liability Insurance
The Morin Agency Advantage
We are a family owned and operated Independent Insurance agency, located in Alton, NH. We understand the unique needs and concerns of NH residents and we are committed to offering the best product at the best price - delivering the best value to you - the customers who are our friends, neighbors and people we just might see at any time in our small community. This is what has made us successful in establishing long lasting customer relationships from the seacoast in Portsmouth over to Keene all the way up to the Great North Woods of Pittsburg, NH and we look forward to working with you! Learn more about our professional and friendly staff.
|What kind of business insurance do I need?
If you have a personal umbrella liability policy, there's generally an exclusion for business-related liability. Make sure you have sufficient auto liability coverage.
Unfortunately for every business owner, the chances of getting sued have dramatically increased in the last decade. General Liability insurance can prevent a legal suit from turning into a financial disaster by providing financial protection in case your business is ever sued or held legally responsible for some injury or damage.
General Liability pays losses arising from real or alleged bodily injury, property damage, or personal injury on your business premises or arising from your operations. The Hartford's liability programs extend far beyond the provisions of typical policies, with broadened coverage and increased limits in over 30 areas.
Broad Range of General Liability Protection
- Bodily Injury, including the cost of care, the loss of services, and the restitution for any death that results from injury
- Property Damage coverage for the physical damage to property of others or the loss of use of that property
- Products-Completed Operations provides liability protection (damages and legal expenses up to your policy's limit) if an injury ever resulted from something your company made or service your company provided
- Products Liability is a more specialized product liability insurance that protects your company against lawsuits from product-related injury or accidents
- Contractual Liability extends to any liability you may assume by entering into a variety of contracts
- Other coverage includes: Reasonable Use of Force; Borrowed Equipment; Liquor Liability; Non-Owned Vehicles (such as aircraft and watercraft); Fire, Lightning or Explosion Damage; Water Damage Liability Protection; Legal Defense Costs; Medical Payments; Personal Injury; Advertising Injury; and specialized liability protection for specific business types
Morin Insurance Agency
28 Homestead Place
Alton, NH 03809
Location Map & Driving Directions
Monday - Friday 8:30am - 5:00pm
Phone: (603) 875-1200
Toll Free: (866) 538-2544
Fax: (603) 875-1201
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