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Selling business insurance to small business owners can be very complex. There are many choices of add-ons to traditional policies. These are described in detail below:Optional Coverages Business Owners Can AddInsurance companies have designed package policies for businesses so that all the major property and liability exposures are covered in a single policy. READ MORE >>

If you are an average American home owner, chances are you are paying more for your homeowners insurance than you need to. Most insurance companies have their agent or another representative, often a third party company that specializes in gauging insurance risk, check out your home and property. READ MORE >>

(AP) LOS ANGELES - Dog bites man does not get a lot of attention in the news, but it costs insurance companies hundreds of millions in claims every year.State Farm Insurance, one of the nation's largest home insurers, paid more than $109 million on about 3,800 dog bite claims nationwide last year, spokesman Eddie Martinez said Wednesday. READ MORE >>

In the U.S., laws and ordinances are created to help protect people from each other. Though, at times, loopholes and misinterpretations of the laws can work against some of the very citizens that are supposed to be protected. READ MORE >>

It may be hard to believe that the U.S. Small Business Administration reported that more than 50 percent of all businesses in the U.S. are based out of the business owner’s home. Unfortunately, many of those home-based business owners believe that they don’t need certain insurance policies to protect their business from liabilities they are exposed to daily. READ MORE >>

If you own commercial property that you rent out to other business owners or use for your own business, then you need commercial property insurance. Commercial property insurance is used to cover buildings, factories, etc. It is not to be confused with business personal property which is used to cover the contents of a business like electronics, stock and furniture. READ MORE >>

Drivers are obligated to carry auto insurance in 49 of the 50 US States.  Auto coverage protects the driver in the occurrence of an insurable event. auto insurance is important; but, there are many myths associated with it. By addressing the falsities that many Americans assume about auto insurance our agency hopes to create educated consumers. READ MORE >>

Sure, you’ve got your auto insurance, but do you know whether or not you’ll wind up taking a serious financial hit if your car is totaled? If you don’t also have GAP insurance on your car loan, you might be in for a big, unpleasant surprise.Everyone knows that the moment you drive your car off the lot, it loses value. READ MORE >>

What are the most common auto insurance claims? Well, if  you’re like most folks, it can pay off to find out because you don’t want to face higher auto insurance premiums than absolutely necessary.You do what you can to drive defensively. You work hard to make sure you obey all of the traffic laws. READ MORE >>

No matter what stage of life you are entering, life insurance is a product you need. Life insurance can have many different uses that help provide a benefit to you and your loved ones throughout the life of the policy. READ MORE >>

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